Payment Policy

1. Overview

This Payment Policy explains how payments work on Siesta101, owned and operated by [Business Legal Name]. It covers how your payment is authorized, processed, and managed whenever you place an order through this website.

2. Accepted Payment Methods

We accept the following payment methods: [confirm this list against what's actually enabled in your Shopify payment settings]

3. Currency

Every payment is charged in the currency shown at checkout, which for this store is US Dollars (USD $). Any conversion fees, foreign transaction charges, or similar costs applied by your bank or card issuer are your responsibility, not ours.

4. Price Transparency

Every product price is shown before you reach checkout, and the full amount you will be charged is displayed clearly before you complete your purchase. We do not add any hidden fees after checkout.

5. How Payments Are Processed

Payments are processed securely through Shopify and its third party payment partners. Your payment data is handled through encrypted systems, and we never store your full card number on our own servers.

6. When You Are Charged

Your payment method is charged at the moment you place your order. If a transaction is declined, fails, or cannot be authorized, we will not process the order.

7. Fraud Prevention and Verification

We may review transactions to guard against fraud. If we cannot verify a transaction or it looks suspicious, we may delay it, decline it, or cancel it.

8. Billing Information

It is your responsibility to provide accurate, complete billing and payment details. We will cancel an order if the information given is incorrect or cannot be verified.

9. Failed or Disputed Payments

A failed payment means the order will not go through. If that happens, check with your payment provider or try a different payment method.

10. Refunds

Approved refunds go back to your original payment method within 7 business days, though the exact timing depends on your bank or card issuer. See our Refund and Return Policy for more detail.

11. Data Protection

Any personal information you provide during checkout is handled in line with our Privacy Policy.

12. Updates

We may update this Payment Policy to reflect changes in how we operate or changes in the law. The most current version will always be posted on this page, and it applies as soon as it is published.

13. Contact Us

Email: support@siesta101.com
Phone: [phone number]